Chapter 5 - Calling the Dragon

The phone rang twice before a gravelly, sharp voice answered, completely devoid of sleep.
"Clara. It is six in the morning on a Thursday. You are either calling to tell me you finally came to your senses and fired that pretty-boy fiancé, or someone is dead."
I took a deep breath. "Aunt Evelyn. I need you."
Evelyn Cross was not my biological aunt; she was my mother’s college roommate, my godmother, and for twenty-two years, the most feared Assistant United States Attorney in the Southern District before retiring to become a senior partner at Cross, Sterling & Sterling, a boutique white-collar litigation firm that specialized in financial fraud and corporate asset recovery.
She was five-foot-two of pure, unfiltered legal violence.
"Tell me," Evelyn said, the humor vanishing instantly from her tone.
For forty-five minutes, I spoke. I didn't cry. I didn't break down. I laid out the facts with the precision of a structural engineer presenting a structural failure report: Eleanor’s down payment, the forged quitclaim deed, Ronald J. Miller’s notary stamp, the $250,000 HELOC, the Vance-Holloway Holdings LLC, and the deleted emails between Ethan and Diane detailing the premeditated conspiracy to defraud a vulnerable senior citizen.
On the other end of the line, there was a long, terrifying silence.
The only sound was the faint clink of Evelyn’s porcelain teacup against its saucer.
"Evelyn?" I asked.
"I am currently looking at the sunrise over the harbor," Evelyn said, her voice dropping into a register that made the hairs on my arms stand up. "And I am deciding whether to destroy these people criminally, civilly, or both."
"Both," I said without hesitation. "I want them ruined. I want my mother’s money secured, I want this house entirely in her name, and I want Ethan, Diane, and Cole to feel every ounce of the cold rain my mother stood in last night."
"Ronald J. Miller," Evelyn murmured thoughtfully. "I know that name. He was sanctioned by the state bar eight years ago for falsifying title transfers on probate properties in Westchester. He’s dirty. If he notarized a forged deed involving bank fraud over one hundred thousand dollars, that is a Class B felony in this state, Clara. And because they used wire transfers across state lines to move the HELOC funds to an account in Delaware, this touches federal interstate wire fraud."
"Can we stop the HELOC?"
"Stop it?" Evelyn gave a sharp, vicious bark of laughter. "My darling girl, we aren't going to stop it. We are going to let that money land right in their account. The second those funds settle, the crime is fully consummated. That is the moment the trap springs shut."
"What do I do today?"
"Today, you act like the dutiful, yielding little bride they think you are," Evelyn commanded. "You apologize to Diane. You smile at Ethan. You tell them you've thought about it, and you realize that family unity is the most important thing. You tell them you want to host an intimate dinner party tomorrow evening to celebrate the family’s new chapter."
"A dinner party?"
"A celebration of their triumph," Evelyn said, her voice purring with cold venom. "Ethan thinks he’s a mastermind. Diane thinks she’s a grand matriarch. Narcissists are at their most vulnerable when they believe they have completely subjugated their opposition. Invite them. Let Diane invite whoever she wants to show off to. Tell Ethan you want to make a formal toast to the future of the house."
"And who else is coming to this dinner?" I asked, a dark thrill running through my veins.
"Detective Marcus Vance from the County Financial Crimes Unit—who, as you might recall, happens to be your second cousin—and two special agents from the State Attorney General’s Mortgage Fraud Division. I will be attending as your legal counsel, along with a process server who has won awards for punctuality."
I closed my eyes, letting the tension leave my shoulders. "They left my mother on the porch with a bag of peaches, Evelyn."
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"Then tomorrow night," Evelyn replied softly, "we will serve them the bill."
***